Rates

"As low as" rates listed below includes all eligible discounts.* *

 Auto Loans: APR* Rates 
"As Low As"**
 Terms:
(Months)
 2020 & Newer ($30,000 + financing) 5.19%  84
 2020 & Newer4.39%72
 2020 & Newer4.19%60
 2020 & Newer3.99%48
 2018-2019 5.49% 84
 2018-2019 4.79%72
 2018-2019 4.49%60
Used Cars    
2015-2017 ($25,000 + financing)5.79%84
2015-2017 5.29% 72
2015-2017 4.79%  60 
2014-2013 6.79%  60 
2013-2014 6.69%  48
2011-2012 6.99%  48 
2010 & older 7.19% 42

 New Motorcycles: APR* Rates  
"As Low As"
Terms:
(Months)
 2020 & newer motorcycles ($25,000 + financing)  5.99%  84 

5.29%  72

4.99%
60

 Used Motorcycles:  APR* Rates  
"As Low As"
 Terms:
(Months)
2018-2019 used ($25,000 + financing) 6.29% 84
2018-2019 used ($15,000 + financing) 5.69% 72
2018-20195.39%60
2015-20175.99%72
2015-20175.79%60
2014 & older  7.59%  60

 Recreational Vehicles (R.V.)  APR* Rates  
"As Low As"
 Terms:
(Months)
2021 & newer ($20,000 + financing)  7.29%  180
2020 & newer 7.19%120
2020 & newer 6.99%96
2017-2019 7.59% 120
2017-20197.39%
96
2017-20197.29%84 

 Used Recreational Vehicles  APR* Rates  
"As Low As"
  Terms:
(Months)
2015-2016 R.V.'s 7.79%  120 
2013-2014 R .V.'s 7.69%  96
2012 & older 8.29% 84

Boats  APR* Rates  
"As Low As"
 Terms:
(Months)
 2021 & newer ($20,000 + financing) 7.29% 180
 2020 & newer7.19% 120
 2020 & newer 6.99%96
 2017-2019 7.59%  120
 2017-20197.39%96
 2017-20197.29% 84 

 Used Boats  APR* Rates  
"As Low As"
 Terms:
(Months)
2015-2016 boats 7.79% 120
2013-2014 boats 7.69% 96
2012 & older boats 8.29% 84

Signature (Personal) Loans  APR* Rates  
"As Low As"
 Terms:
(Months)
Up to $18k financing** 7.79% 



**Rate listed reflects 760+ FICO 8 credit score.


 Share Secured Loans APR* Rates  
"As Low As" 
 Terms:
(Months)
ANY AMOUNT 4.95%  Up To 96
     
Share Certificate Secured Loans: 2% above cert. rate (min. of 5% rate) 

 Lawn & Garden Equipment  APR* Rates  
"As Low As"
 Terms:
(Months)
New Lawn & garden (up to $20,000 financing) 7.19% 60
New Lawn & Garden ($20,000 + financing)  7.29% 84
New Lawn & Garden6.99%48 
Used lawn & Garden 7.99% 48

 Shared Certificate Rates APY** Rates  Terms:
(Months)
  Terms (months) 
  1.59% 3
  2.09%
 2.19%9
  2.49% 12 
 4.29%18
 2.69%24
  2.89% 36 
 3.59% 48 
  3.59% 60 
   
Min Deposit of $1000 on all Certificate of Deposits
Rates are subject to change without notice. 
CDs subject to penalty for early withdrawal. 

 Share Rates  APR*
 Required Balance  
$5-$2,500 0.30% 
$2,501-$25,000 0.50% 
$25,001-$50,000  0.80% 
$50,001 + 1.00% 

 Special Shares  Required Balance APR*
 Kid's Club $5 0.75%  
 Christmas Club  $5 0.30%
 Checking $5 0.30%


 **Dividends are declared and paid quarterly.


* Your rate and terms may vary depending on your credit score.
Rates listed reflect 730+ FICO 8 credit score. Subject to credit approval.
Rates are subject to change without notice.
APR=Annual Percentage Rate. APY=Annual Percentage Yield.