Rates

"As low as" rates listed below includes all eligible discounts.* *

 Auto Loans: APR* Rates 
"As Low As"**
 Terms:
(Months)
 2020 & Newer ($30,000 + financing) 6.29%  84
 2020 & Newer5.39%72
 2020 & Newer5.29%60
 2020 & Newer5.19%48
 2018-2019 6.49% 84
 2018-2019 5.99%72
 2018-2019 5.59%60
Used Cars    
2015-2017 ($25,000 + financing)6.99%84
2015-2017 6.29% 72
2015-2017 5.99%  60 
2014-2013 7.89%  60 
2013-2014 7.79%  48
2011-2012 7.89%  48 
2010 & older 7.99% 42

 New Motorcycles: APR* Rates  
"As Low As"
Terms:
(Months)
 2020 & newer motorcycles ($25,000 + financing)  7.29%  84 

6.49%  72

6.19%
60

 Used Motorcycles:  APR* Rates  
"As Low As"
 Terms:
(Months)
2018-2019 used ($25,000 + financing) 7.69% 84
2018-2019 used ($15,000 + financing) 6.89% 72
2018-20196.49%60
 2015-2017 ($25,000 + financing)7.99% 84
2015-20177.19%72
2015-20176.89%60
2014 & older  8.79%  60

 Recreational Vehicles (R.V.)  APR* Rates  
"As Low As"
 Terms:
(Months)
2021 & newer ($20,000 + financing)  8.59%  180
2021 & newer 8.39%120
2021 & newer 8.29%96
2021 & newer 8.19% 84
2021 & newer8.09%
60
2017-20208.99%120
2017-20208.89% 96
2017-20208.79% 84

 Used Recreational Vehicles  APR* Rates  
"As Low As"
  Terms:
(Months)
2015-2016 R.V.'s 8.99%  120 
2013-2014 R .V.'s 8.99%  96
2012 & older 9.39% 84

Boats  APR* Rates  
"As Low As"
 Terms:
(Months)
2021 & newer ($20,000 + financing) 7.49% 180
2021 & newer7.39% 120
2021 & newer 7.29%96
2021 & newer7.19%84 
2021 & newer7.09%60
2017-2020 8.69%  120
2017-20208.59%96
2017-20208.49% 84 

 Used Boats  APR* Rates  
"As Low As"
 Terms:
(Months)
2015-2016 boats 8.79% 120
2013-2014 boats 8.79% 96
2012 & older boats 8.99% 84

Signature (Personal) Loans  APR* Rates  
"As Low As"
 Terms:
(Months)
Up to $18k financing** 7.79% 
  
 Ask about our vacation loan special!  
   
**Rate listed reflects 760+ FICO 8 credit score.


 Share Secured Loans APR* Rates  
"As Low As" 
 Terms:
(Months)
ANY AMOUNT 4.95%  Up To 96
     
Share Certificate Secured Loans: 2% above cert. rate (min. of 5% rate) 

 Lawn & Garden Equipment  APR* Rates  
"As Low As"
 Terms:
(Months)
New Lawn & garden (up to $20,000 financing) 7.19% 60
New Lawn & Garden ($20,000 + financing)  7.29% 84
New Lawn & Garden6.99%48 
Used lawn & Garden 7.99% 48

 Shared Certificate Rates APY** Rates  Terms:
(Months)
  Terms (months) 
  3.59% 3
  5.38%
 5.38%9
  5.25% 12 
 5.00%24
  4.00% 36 

4.00% 48 
  4.00% 60 
Min Deposit of $1000 on all Certificate of Deposits
Rates are subject to change without notice. 
CDs subject to penalty for early withdrawal.

 Share Rates  APR*
 Required Balance  
$5-$2,500 0.30% 
$2,501-$25,000 0.90% 
$25,001-$50,000  1.20% 
$50,001-$250,000 1.75% 
$250,001+2.59%

 Special Shares  Required Balance APR*
 Kid's Club $5 0.75%  
 Christmas Club  $5 0.30%
 Checking $5 0.30%


 **Dividends are declared and paid quarterly.


* Your rate and terms may vary depending on your credit score.
Rates listed reflect 730+ FICO 8 credit score. Subject to credit approval.
Rates are subject to change without notice.
APR=Annual Percentage Rate. APY=Annual Percentage Yield.