• Members and Employees of the Howard County Farm Bureau Cooperative Association or affiliate organizations in Howard County, Indiana
• Members of Record of Vaile Federal Credit Union or Stansanco Credit Union at the time of merger
• Employees of St. Joseph/Vincent’s Memorial Hospital who work in Kokomo, IN
• Employees of Indiana-American Water Company, Inc., Kokomo District, who work in Kokomo, IN
• Members of the St. Joan of Arc Parish in Kokomo, IN
• Members of the Cornerstone Christian Church in Kokomo, IN
• Members of the St. Patrick Parish in Kokomo, IN
• Dave Griffey Contracting Service, Inc
• Isley’s Plumbing, Inc.
• Ben Franklin
• GMAC Mortgage Corporation
• NAPA Murray & Davis, Inc.
• Joseph V. Westrom, M.D., LLC Family Practice
• ManorCare Health ServicesManorCare Health Services
• Carpet Steamer & Janitorial
• Med One of St. Joseph, LLC
• Members of the Northview Christian church in Kokomo, IN
• Employees of Kool Breeze Café who work in Kokomo, IN
• Employees of Howard County Government Agencies and their families
• Employees of Lexi’s Drink Barn  
• Employees of Windmill Grill
• Employees of J.R. Collins Enterprise, LLC
• Employees of Choo Choo McGoo’s
• Employees of Ladd Dental Group, Inc.
• Employees of the City of Kokomo 
• Employees of Lawrence & Son, LLC

Spouses of persons who died while within the field of membership of this credit union; employees of this credit union; persons retired as pensioners or annuitants from the above employment; members of the immediate family or household and organizations of such persons; and corporate or other legal entities in this charter.