Spring Auto Loan Promo

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smarter financing today!

APR Promo
Auto Loan

For qualified borrowers only. Includes all eligible discounts. Rates may be higher based on credit risk, terms, and/or model year. Rates subject to change without notice. Subject to credit approval.
To finance with IHFCU, you must qualify for membership.

Vehicle Rates

Rates Effective 01/29/2025 – “As low as” rates listed below includes all eligible discounts.* *
DescriptionMaximum Term
Months
APR*
as low as
  
2023 & Newer ($30k+ financing)84 Months
5.89 %
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2023 & Newer72 Months
5.59 %
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2023 & Newer60 Months
4.79 %
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2023 & Newer48 Months
3.99 %
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2020-202284 Months
5.99 %
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2020-202272 Months
5.69 %
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2020-202260 Months
5.39 %
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2020-202248 Months
5.29 %
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Used Vehicles
 
2017-2019 ($25k+ financing)84 Months
6.99 %
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2017-201972 Months
6.29 %
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2017-201960 Months
5.69 %
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2017-201948 Months
5.49 %
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2015-201660 Months
7.09 %
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2015-201648 Months
6.99 %
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2013-201448 Months
7.49 %
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2012 & older42 Months
7.79 %
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APR = Annual Percentage Rate. Rates are subject to change at any time. *Rates based on credit performance, age of vehicle and terms of the loan. **Rate listed reflects 730+ FICO 8 credit score.