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For qualified borrowers only. Includes all eligible discounts. Rates may be higher based on credit risk, terms, and/or model year. Rates subject to change without notice. Subject to credit approval.
To finance with IHFCU, you must qualify for membership.
| Description | Maximum Term Months | APR* as low as | ||
|---|---|---|---|---|
| 2023 & Newer ($30k+ financing) | 84 Months | 5.79 % | Calculate | |
| 2023 & Newer ($15k+ financing) | 72 Months | 4.99 % | Calculate | |
| 2023 & Newer | 60 Months | 4.79 % | Calculate | |
| 2023 & Newer | 48 Months | 4.59 % | Calculate | |
| SPECIAL: New purchases on 2023 or newer for 48-60 months – limited time only | 48 to 60 Months | 3.99 % | Calculate | |
| SPECIAL: Refinance from another lender a 2023 or newer for 48-60 months – limited time only | 48 to 60 Months | 3.99 % | Calculate | |
| 2021-2022 | 84 Months | 5.99 % | Calculate | |
| 2021-2022 | 72 Months | 5.39 % | Calculate | |
| 2021-2022 | 60 Months | 4.99 % | Calculate | |
| 2021-2022 | 48 Months | 4.79 % | Calculate | |
| Used Vehicles | ||||
| 2018-2020 ($25k+ financing) | 84 Months | 6.59 % | Calculate | |
| 2018-2020 ($15k+ financing) | 72 Months | 5.99 % | Calculate | |
| 2018-2020 | 60 Months | 5.59 % | Calculate | |
| 2018-2020 | 48 Months | 5.39 % | Calculate | |
| 2016-2017 | 60 Months | 6.79 % | Calculate | |
| 2016-2017 | 48 Months | 6.39 % | Calculate | |
| 2014-2015 | 48 Months | 7.49 % | Calculate | |
| 2013 & older | 42 Months | 7.79 % | Calculate |
Become a Member!
We are not just another financial institution. We offer our members a unique experience, our commitment to service set us apart. As a member, you are an owner – and we treat you this way & like family. Click Here to see if you are eligible to join!
Free Checking Account
No monthly service fee, no minimum balance requirement, unlimited checks, mobile banking, bill pay, debit card, and overdraft protection available.
Savings Account
No monthly service fee, $5 minimum balance requirement, tiered interest rates, higher rates for larger balances, and combined statements with checking account.
Become a Member!
We are not just another financial institution. We offer our members a unique experience, our commitment to service set us apart. As a member, you are an owner – and we treat you this way & like family. Click Here to see if you are eligible to join!
Free Checking Account
No monthly service fee, no minimum balance requirement, unlimited checks, mobile banking, bill pay, debit card, and overdraft protection available.
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Routing Number: 274974658
Your savings at Indiana Heartland FCU is insured up to at least $250,000 through the National Credit Union Administration (NCUA). Equal Housing Lender.
Member First Mortgage ● NMLS #149532
Indiana Heartland FCU ● NMLS #1651413