Spring Auto Loan Promo

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smarter financing today!

APR Promo
Auto Loan

For qualified borrowers only. Includes all eligible discounts. Rates may be higher based on credit risk, terms, and/or model year. Rates subject to change without notice. Subject to credit approval.
To finance with IHFCU, you must qualify for membership.

Vehicle Rates

Rates Effective 04/23/26 – “As low as” rates listed below includes all eligible discounts.* *
DescriptionMaximum Term
Months
APR*
as low as
  
2023 & Newer ($30k+ financing)84 Months
5.79 %
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2023 & Newer ($15k+ financing)72 Months
4.99 %
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2023 & Newer60 Months
4.79 %
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2023 & Newer48 Months
4.59 %
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SPECIAL: New purchases on 2023 or newer for 48-60 months – limited time only48 to 60 Months
3.99 %
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SPECIAL: Refinance from another lender a 2023 or newer for 48-60 months – limited time only48 to 60 Months
3.99 %
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2021-202284 Months
5.99 %
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2021-202272 Months
5.39 %
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2021-202260 Months
4.99 %
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2021-202248 Months
4.79 %
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Used Vehicles
 
2018-2020 ($25k+ financing)84 Months
6.59 %
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2018-2020 ($15k+ financing)72 Months
5.99 %
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2018-202060 Months
5.59 %
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2018-202048 Months
5.39 %
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2016-201760 Months
6.79 %
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2016-201748 Months
6.39 %
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2014-201548 Months
7.49 %
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2013 & older42 Months
7.79 %
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APR = Annual Percentage Rate. Rates are subject to change at any time. *Rates based on credit performance, age of vehicle and terms of the loan. **Rate listed reflects 730+ FICO 8 credit score.